Tag: Home Buying

Posted on 08/04/2024

3 Ways to buy a house with bad credit

Your credit score matters to mortgage lenders, but that...

Bad Credit

Credit Score

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Posted on 01/07/2024

How long does it take to buy a house? 2 Ways to speed up the process

If you’re interested in purchasing property, you might be...

Posted on 05/01/2022

4 Reasons Why Down Payment Amount Matters

Many financial experts suggest paying a 20% down payment when buying a home. While for some prospective homebuyers this may be a simple task, others might wonder if the suggested 20% of the home purchase price—or higher—are necessary. Here are some reasons it benefits you to make a larger down payment when buying a house: Score Better Mortgage...

Posted on 03/27/2022

Should You Skip the Starter Home for a Forever Home?

For many prospective homebuyers, the thought of waiting for a forever home instead of a starter home can be tempting. After all, there are plenty of advantages to patience and careful saving until you can afford or find the house that’s perfect for you and your future plans. However, there are downsides to consider. Here we’ll go over...

Posted on 02/27/2022

Average closing costs for buyer: What homebuyers should budget for

When preparing for a new home purchase, it’s crucial to plan for the average closing costs for buyer hopefuls on a budget. Closing costs are made up of various service charges associated with the entire home buying process, including appraisals and title paperwork. Because closing costs can add up to thousands of dollars, it’s helpful to prepare for...

Appraisal

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Posted on 02/20/2022

Key Factors to Consider Before You Buy a Condo

The process of finding the perfect condo is similar to finding any other type of home--with a few exceptions. Here are some of the key factors to consider when purchasing a condo: Your Budget How much can you afford to spend on a condo? Make sure you evaluate your budget to get a sense of whether you can...

Posted on 09/12/2021

Seller Concessions: What Buyers & Sellers Should Know

Image by Sephelonor from Pixabay Buying a home is a complicated transaction with many expenses. Part of the transaction involves closing costs, which vary in amount depending on the situation. One way to reduce the closing costs for the buyer is to ask for a seller concession so that the seller pays a portion of the closing costs...

Posted on 05/02/2021

Reasons to Use a Buyer's Agent

Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...

Posted on 10/25/2020

The Benefits of Using a Buyer's Agent

Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...

Posted on 07/06/2018

A Checklist for First Time Home Buyers

Buying a home is one of the biggest decisions you will make in your life, financially and otherwise. When you buy a home you're deciding on the region you want to live in, where you might want to raise children, and the people you'll live around for likely many years. You're also signing up for all of the responsibilities...